Rivers Moon

"A native Charlottean who will lead you through buying or selling a home with integrity and knowledge."

Born and raised in Charlotte, Ann "Rivers" Moon attended Myers Park High School and graduated from Queens College with a B.A. in Economics. After graduation, she spent a few years living in Atlanta, Georgia; Charlotte, NC; and Washington, D.C. working for First National Bank, NationsBank, and American Bank and Trust Co.

Rivers became a Realtor® in 1994 and worked for two residential real estate agencies over the next 12 years before joining Harris Land Co. in 2009 as the Broker–in–Charge. In 2011, Rivers and her husband, Chip, joined HM Properties.

Working as a team, they are able to provide each of their clients exceptional service. Chip and Rivers were married in 1969, and have two adult sons, two daughter–in–laws, two grandsons and 1 granddaughter.

honors & credentials

  • Top Producer
  • Licensed in NC & SC
  • GRI - Graduate Realtor Institute
  • National Association of Realtors (NAR)
  • North Carolina Association of Realtors (NCAR)
  • Canopy Realtor Association (CRA)
  • Canopy MLS
  • Charlotte Magazine's 5-Star Real Estate Agent Award (7 years)


  • Queens College (Charlotte, NC) B.A. in Economics
  • Myers Park High School (Charlotte, NC)

community involvement

  • Calvary Church (member) - Pre-marital and Marriage mentor, Instructor for 'Teaching Two Becoming One' marriage course with my husband, Chip
  • Junior League of Charlotte (former member) - 'Wearhouse' Board and Publicity Chairman; Training Committee; International Tutoring Program; and taught 'I'm Special' Drug Abuse Prevention
  • Forest Hills Church (former member) - Pre-marital and Marriage Instructor for 'Teaching Two Becoming One' marriage course; Life Group Leader (2000-2011), and the Leadership Search Committee


My husband and I recently relocated to Charlotte. Chip and Rivers introduced us to the city, and became our agents as we started looking for a place to live. They represented us throughout process of purchasing our home; their guidance and support was paramount in ultimately achieving our goal. From the start, we were impressed by their warmth and generosity. We cannot thank them enough!

R. C

We had never met Rivers and Chip before meeting them at the home we eventually bought. We are so happy and lucky to have met such a wonderful couple to help us with the purchase of our new home. They made the time between bidding and closing as comfortable for us as possible. Rivers and Chip are very good at reading what you like and dislike and will do whatever they can to get you what you like. They made some recommendations for getting our house ready to sell and it was under contract after the first day we started showings. Rivers and Chip were extremely supportive throughout the buying and selling processes. They really have your best interests in mind and want you to be truly happy in your new home, so they provide honesty each step of the way. I would definitely recommend them to anyone looking to buy or sell their home. Not only are they excellent Realtors, but they are wonderful people to know.

Cortney & Fritz N

Our experience with Chip and Rivers Moon exceeded our expectations. We had hired an agent(friend) to list our house and did not realize we were receiving sub standard representation until we sat down and looked at the plan that Chip and Rivers had researched for our house. From early in the conversation through the close of our house (which went under contract within a week of their listing) we were constantly informed on what was happening and their council and ability to negotiate was very helpful in us receiving top dollar for our home. I have introduced a lot of my clients and friends to the Moon's and will continue to do so! Emily and I both give them our top recommendation if your are considering hiring them to represent you.

Bill O

After talking with a few real estate agents in town, I decided to work with Chip and Rivers Moon for the purchase of my first home and my experience was excellent. They listened to my needs and were always willing to accommodate my busy schedule. They worked tirelessly to ensure that my closing occurred on time and without any complications, and their communication with my financial and legal representatives was fantastic. Without a doubt, I will highly recommend them to my friends, family, and colleagues.

Turner H

I knew that when Chip agreed to show me a listing on a Sunday afternoon at 4 pm that your company was extraordinary. It didn't stop there, when Chip and Rivers would answer the phone and emails at night, weekends and even over the Easter weekend I knew these were the people I could trust and wanted to work with. From my experience there is nothing simple about buying a house and my recent purchase was no exception. There were issues with my lender, the inspection...as a matter of fact issues with everything, except the Realtors! I expect my staff to deliver good customer service and find it refreshing when others do too. Chip and Rivers were both great and I would definitely recommend them and your company to anyone.

Debra C. D

Our family had an unusual situation through which Rivers so capably helped us maneuver. My elderly dad needed to sell his home; my husband and I wanted to sell ours within the same time frame so that the three of us could move into another house together. The timing was crucial, in addition to the fact that my dad was having to part with many cherished possessions he had collected over a lifetime. Rivers' positive attitude and loving spirit were of tremendous consolation to our family. She quickly developed a rapport with my dad, and he was at ease throughout the process. She wisely helped us with contract wording. She was extremely thorough and even caught a mathematical mistake made by the attorneys at the closing. In fact, Rivers was able to arrange the closings of both our home and my dad's on the same day. We so enjoyed working with Rivers, and I would highly recommend her to anyone contemplating the sale of a home.

Jane & Robert

When we bought our new home, we chose Rivers Moon as our realtor. She represented us in a professional and confident manner. Her attention to detail, coupled with her organizational skills, proved we made an excellent choice. Buying a new home is a very important decision, and with Rivers on our side, we made the right choice!

Pam & Tom

Rivers should conduct courses for new agents. She is a role model...a total professional with enthusiastic charm. She makes you feel calm - you are in good hands with a very nice lady. If we could nominate her for 'Realtor of the Year', let us know!

George & Marianne H

I was very impressed with Rivers' abilities while helping me sell my house. She clearly had the level of expertise that I needed in order to move my house in a difficult market. Despite all the challenges we faced, she knew exactly what to do and when to do it. I felt very comfortable throughout the entire process because from start to finish she explained what was happening, when we needed to make specific decisions, and most importantly why. Her professionalism gave me the confidence to put my best foot forward and not worry about what everyone else was telling me I should do. While guiding me, she made me feel like I was being consulted instead of told what to do. That was the key in telling me she had my best interest at heart. Rivers priced my house aggressively and was able get a fair price in a failing market. I was extremely happy with the end result and told her that I would stand ready for a solid referral at any time.

James T

About a year ago my wife and I made a very difficult decision to sell our home and downsize. It was extremely hard on my wife because this was our dream home which we had built 14 years ago. Chip and Rivers Moon helped our oldest son find a home and he was very pleased so we set up a meeting with them at our home. After their initial visit we knew we had chosen the right people to help us. Chip and Rivers explained the entire process to us and told us they were there for us. They advised us about the best time to put our home on the market, how to stage our home so it would show well, and the optimal price to sell it in a reasonable time. They had everything in place just before our home was listed. Our home sold in 3 days at a very good price and we know it was because of all that Chip and Rivers did. We can't thank them enough for all their hard work, kindness, and compassion through the entire process. We give them our highest recommendation. they are the best!

Dr. and Mrs. James H

Rivers and Chip Moon helped us both buy and sell our house in Charlotte. We feel so fortunate to have been recommended to them by a friend. They are true professionals and really know their business. We moved from New York and during the process of looking for a home, Rivers was incredibly knowledgeable about the city of Charlotte and really helped us hone in on what we were looking for in a home. She showed us a variety of homes, is incredibly patient and, more importantly, fun! They welcomed us to our new home with Price's fried chicken and champagne! What a memory. They worked tirelessly on our behalf and ensured a very calm and stress-free process. Chip is invaluable when it comes to assessing a home's physical state. He coordinated all the inspections and was present for most of them. I trust all his recommendations and find his advice incredibly helpful. We were just in such good hands the whole time and had no worries or stresses. When it came time to sell our house, they again approached it from a very knowledgeable place. They know the market in and out and are aggressive in just the right way. We sold our house in a mere two days! Rivers and Chip are warm, friendly, smart, thorough and really, really good at their jobs. They really take a personal interest in their clients and even brought beautiful gifts for our kids to make the transition easier. We truly feel like they have become friends that we will stay in touch with forever.

Lilah W

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6857 Fairview Rd
Charlotte, NC 28210
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7415 Waverly Walk Ave
Suite F2-2
Charlotte, NC 28277
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